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	<title>Profit From Our Difference</title>
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		<title>Going Back to School Can Be a Life Lesson</title>
		<description><![CDATA[When your child goes off to college, they are due to experience many firsts. Most teens will be living away from home for the first time. Learning how to do laundry, cleaning up after themselves and cooking meals will become exciting experiences for your young son or daughter along with additional, new responsibilities. Most will [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/09/going-back-to-school-can-be-a-life-lesson/</link>
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		<title>APR Donates 5% to The American Cancer Society &#8211; Making Strides</title>
		<description><![CDATA[This month 5% of proceeds from all sales will be donated to the American Cancer Society for Making Strides against Breast Cancer.  This is our 3rd year participating in these walks and the 2nd year American Profit Recovery has pledged to donate this additional money.
&#8220;I&#8217;m so excited about this month,&#8221; one of our Outside Sales Reps [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/09/apr-donates-5-to-the-american-cancer-society-making-strides/</link>
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		<title>&#8216;Good Gets In The Way of Great&#8217;</title>
		<description><![CDATA[I realize I have not blogged as much as I probably should.  Something always seems to be more important.  Whether its collecting donations for a co-worker with a family emergency or ordering shirts for our Making Strides Walks or booking a hotel room for GIE+Expo or simply attending a training on our upcoming brand new [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/08/good-gets-in-the-way-of-great/</link>
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		<title>Labor Day is Upon Us</title>
		<description><![CDATA[Ok, so you’ve had a good summer. Hopefully business has been good to you and you got a little R&#38;R. (I’m assuming…) And while your business may have picked up in pace, again, I hope, you may be dealing with some late payers. If your business has not picked up as is the case with [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/08/labor-day-is-upon-us/</link>
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		<title>Third Party Collection Agencies Do Create Powerful Partnerships</title>
		<description><![CDATA[At American Profit Recovery we consider ourselves fortunate to work with a myriad of different industries; assisting them in settling their overdue accounts. Each experience introduces us to new and different people who are looking to be the best in their industry just as we strive to be our best every day. Sharing this common [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/08/third-party-collection-agencies-do-create-powerful-partnerships/</link>
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		<title>Less Breast Cancer and More Birthdays- you can make a difference!</title>
		<description><![CDATA[Less breast cancer and more birthdays was the theme at the recent Making Strides kick off breakfast in Boston. This year, it’s personal for me.
Making Strides Against Breast Cancer is our largest charitable effort of the year at American Profit Recovery and one we take seriously. We at APR, our employees, clients, friends and families, [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/08/less-breast-cancer-and-more-birthdays-you-can-make-a-difference-2/</link>
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		<title>Confessions of Good Debt Collectors; Ethics and Values…</title>
		<description><![CDATA[Recently, CNN Money did a number of profiles on people who were former debt collectors. We now know why they are “former” debt collectors as they tell stories of harassing consumers, not telling the truth, making irrational demands on these consumers and even in some cases, admitting to breaking the law. Many even appear to [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/08/confessions-of-good-debt-collectors-ethics-and-values%e2%80%a6/</link>
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		<title>Temet nosce: A Letter To a Debt Collector</title>
		<description><![CDATA[Nobody enjoys receiving a collection call.  They&#8217;re not like a ring on the telephone from your grandmother.  There is someone on the other end of the phone, whom you have never met, telling you that you owe money to a creditor and they know all about it.  This first impression may be difficult to overcome.  [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/temet-nosce-a-letter-to-a-debt-collector/</link>
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		<title>Debt Collection; More Gratitude Than Grief</title>
		<description><![CDATA[As a Debt Collector gratitude comes not only from our many clients, the charities that we donate to and the volunteer work we perform, but also from the consumers we aid.  Having a lingering debt can be very strenuous and extremely stressful situation indeed.  What&#8217;s worse is the potentially helpless feeling of being in a [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/debt-collection-more-gratitude-than-grief/</link>
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		<title>A collection agency and the work environment</title>
		<description><![CDATA[This week we held training for all of our managers on how to effectively manage employees. We already pride ourselves here on being very honest and fair to our team and we are always looking for ways to create a better work environment and show our appreciation for the hard work that they do on [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/a-collection-agency-and-the-work-environment/</link>
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		<title>Why I&#8217;m Proud to Call American Profit Recovery Home</title>
		<description><![CDATA[On April the 28th, a week after celebrating my 35th birthday, I was experiencing a normal morning at American Profit Recovery when one of my coworkers  asked &#8220;Hey Mike, don&#8217;t you live in Muirwood Apartments?&#8221; I responded &#8220;yes&#8221; to then be told by that employee that one of the buildings was on fire. I moved [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/why-im-proud-to-call-american-profit-recovery-home/</link>
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		<title>APR Employee Week &#8211; Take Four</title>
		<description><![CDATA[The week before I cannot wait for it to be over &#8230; the week after I am sad to see it go.
Employee week is an idea I borrowed from a friend who used to RAVE about where he worked.  When someone appears to like their job so much you have to just ask why?  His answer [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/apr-employee-week-take-four/</link>
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		<title>Your Credit and Refinancing Your Mortgage</title>
		<description><![CDATA[Although we are still coming through crazy economic times, mortgage rates are currently at an all time low leaving many wondering if now may be the best time to buy a house. Rates have recently dipped below 5% for a 30 year fixed and even lower for a 15-year fixed mortgage. These exceptionally low rates [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/your-credit-and-refinancing-your-mortgage/</link>
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		<title>My Trip to the ACA Annual Convention</title>
		<description><![CDATA[Last week Barry Jennings, Greg DeSana, and I were fortunate enough to attend the ACA&#8217;s annual convention in Washington, DC.  The convention was held at the Gaylord National Hotel and Convention Center along the Potomac.  We also got the chance to take in a ballgame at Nationals Park, and got to see the San Francisco [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/my-trip-to-the-aca-annual-convention/</link>
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		<title>A little thinking goes a long way…</title>
		<description><![CDATA[As a partner in a collection agency, I hear a lot of stories from both sides of the fence. Some of the stories are how people cannot pay their bills and others are from clients of ours that either tell me about their cash flow issues or in some cases, how they’ve gotten a little [...]]]></description>
		<link>http://www.collectionagencyblog.com/2010/07/a-little-thinking-goes-a-long-way%e2%80%a6/</link>
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